China Everbright Bank H1 2026 Net Profit Falls 24%
China Everbright Bank reported first-half 2026 revenue of RMB 63.108 billion, down 4.31% year on year, and net profit attributable to shareholders of RMB 18.711 billion, down 24.01%. Total assets reached RMB 7.25 trillion, up 1.2% from end-2025, while the non-performing loan ratio rose to 1.44% and the provision coverage ratio fell to 150.02%.
China Everbright Bank released its 2026 interim report, showing operating revenue of RMB 63.108 billion for the first half, a year-on-year decline of 4.31%. Net profit attributable to shareholders stood at RMB 18.711 billion, down 24.01% from the same period last year.
As of the end of June 2026, the bank's total assets reached RMB 7.25 trillion, up 1.20% from the end of 2025. Asset quality metrics showed the non-performing loan ratio at 1.44%, an increase of 0.17 percentage points from end-2025, while the provision coverage ratio stood at 150.02%, down 24.12 percentage points from the end of 2025.
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