China Everbright Bank Unveils New Industrialization Plan, Manufacturing Loans Hit RMB354.1 Billion
As of end-June 2026, China Everbright Bank's medium- and long-term manufacturing loans reached RMB354.1 billion, with a compound annual growth rate of 20.42% over the past three years. The bank has implemented a 40-measure financial services plan supporting new industrialization, covering differentiated credit policies, interest-rate incentives, and regional strategies. It has signed agreements with multiple national-level industrial clusters and serves 39,500 cluster clients, with related credit balances totaling RMB511.3 billion.
As of the end of June 2026, China Everbright Bank's medium- and long-term manufacturing loan balance reached RMB354.1 billion, reflecting a compound annual growth rate of 20.42% over the past three years. The bank previously formulated and issued the "China Everbright Bank Financial Services Plan for Supporting New Industrialization," driving the implementation of 40 specific measures. Centered on the fundamental principle of financial services supporting the real economy, the bank has continuously increased resource allocation to areas related to new industrialization.
In terms of policy guidance, Everbright Bank has developed differentiated credit policies for key national industrial chains, including integrated circuits, shipbuilding, machine tools, and high-end instruments. It also offers interest-rate concessions to advanced manufacturing enterprises in new industrialization priority areas such as manufacturing and green industries, as well as those aligned with national industrial policy. The bank adopts a classified approach, focusing on three directions: consolidating and upgrading traditional industries, accelerating the cultivation of emerging pillar industries, and forward-looking deployment of future industries. It has built a multi-tiered financial services framework covering the entire manufacturing system, the full industrial chain, and the complete enterprise lifecycle.
Regarding regional deployment, Everbright Bank has formulated comprehensive financial services plans under a "one cluster, one strategy" principle, targeting 80 national-level advanced manufacturing clusters, 66 national-level strategic emerging industry clusters, and provincial and municipal SME characteristic industrial clusters. As of the end of June 2026, the bank had signed cooperation agreements with multiple national-level industrial chain clusters, including the Qingdao rail transit equipment cluster, the Baoding power and new energy high-end equipment cluster, and the smart equipment clusters in Guangzhou, Shenzhen, Foshan, and Dongguan. The bank serves a total of 39,500 clients in national advanced manufacturing clusters and national strategic emerging industry clusters, an increase of 7,500 from the beginning of the year. Related credit balances reached RMB511.3 billion, up RMB65.1 billion from the start of the year.
In industrial chain finance, Everbright Bank has launched the "Hundred Chains, Thousand Enterprises" supply chain special initiative for manufacturing enterprises, aiming to strengthen weak links and reinforce strengths in key industrial chains. The bank is expanding the coverage and application scenarios of both core-enterprise-anchored and non-core supply chain finance, with a focus on improving financing accessibility for small and medium-sized enterprises and providing financial support for collaborative R&D and industrialization of outcomes across upstream and downstream industrial chains.