China Merchants Bank 2026 Interim Profit Up 2.02% to RMB 76.445 Billion
China Merchants Bank reported a 2026 interim net profit of RMB 76.445 billion, up 2.02% year on year, with earnings per share of RMB 2.98. Operating net income rose 4.83% to RMB 178.135 billion, while the non-performing loan ratio held at 0.94%. The bank plans to distribute interim cash dividends between January and February 2027.
China Merchants Bank has announced its interim results for 2026. For the six months ended June 30, 2026, the bank recorded a profit of RMB 76.445 billion, up 2.02% year on year, with earnings per share of RMB 2.98.
During the period, operating net income reached RMB 178.135 billion, up 4.83% year on year. Net interest income rose 5.6% to RMB 112.022 billion, while non-interest net income increased 3.56% to RMB 66.113 billion.
The interim cash dividend for 2026 is scheduled for distribution between January and February 2027. The specific payment date and record date will be announced separately by the board of directors.
On asset quality, as of the end of June 2026, non-performing loan balances stood at RMB 70.251 billion, an increase of RMB 2.045 billion from the end of 2025. The non-performing loan ratio was 0.94%, unchanged from the end of 2025.
In terms of capital adequacy, the core tier 1 capital adequacy ratio was 14.07%, down 0.09 percentage points from the end of 2025. The tier 1 capital adequacy ratio was 16.59%, up 0.08 percentage points, and the total capital adequacy ratio was 18.33%, up 0.09 percentage points from the end of 2025.