ICBC H1 Revenue RMB446.16 billion, Net Interest Margin Up 1bp to 1.17%
ICBC reported first-half 2026 revenue of RMB446.163 billion, up 9.1% year on year, with net profit rising 4.5%. The non-performing loan ratio fell 0.02 percentage points from end-2025. Annualized net interest margin improved to 1.17%, up 1 basis point, helped by lower liability costs and a better asset-liability mix.
ICBC released its interim report on August 28, showing revenue of RMB446.163 billion for the first half of 2026, up 9.1% year on year, while net profit increased 4.5%. The non-performing loan ratio declined by 0.02 percentage points from the end of 2025. Benefiting from improved liability costs and an optimized asset-liability structure, the annualized net interest margin stood at 1.17%, up 0.01 percentage points.