Jiangyin Bank H1 2026: Operating Income RMB 2.449 Billion, Net Profit RMB 866 Million
Jiangyin Bank released its 2026 interim report, posting operating net income of RMB 2.449 billion, up 1.98% year on year, and net profit attributable to shareholders of RMB 866 million, up 2.34%. Net interest margin stood at 1.57% and net interest spread at 1.43%, showing quarter-on-quarter stabilization. Total assets reached RMB 228.89 billion, up 4.37% from the start of the year. Loan growth was led by technology finance (11.48%), inclusive small and micro loans (10.65%), and green credit (27.01%). The e-banking transaction substitution rate exceeded 90%.
Jiangyin Bank released its 2026 semi-annual report. In the first half of the year, the bank achieved operating net income of RMB 2.449 billion, up 1.98% year on year; net profit attributable to shareholders of the parent company was RMB 866 million, up 2.34% year on year. The net interest margin was 1.57% and the net interest spread was 1.43%, showing a stabilizing and recovering trend on a quarter-on-quarter basis.
As of the end of June, Jiangyin Bank's total assets reached RMB 228.89 billion, up 4.37% from the beginning of the year. In terms of loan structure, technology finance loans grew 11.48%, inclusive small and micro loans increased 10.65%, and the green credit balance rose 27.01% from the beginning of the year. In digital transformation, the e-banking transaction substitution rate exceeded 90%.