SPD Bank 2026 H1 Revenue RMB 93.78 Billion, Net Profit RMB 30.95 Billion, NPL Ratio 1.25%
SPD Bank disclosed its performance snapshot on August 12, reporting first-half 2026 revenue of RMB 93.777 billion, up 3.55% year on year; net profit attributable to shareholders of the parent of RMB 30.951 billion, up 4.08%; and basic earnings per share of RMB 0.89.
As of the end of the reporting period, the bank's non-performing loan ratio stood at 1.25%, down 0.01 percentage points from the end of 2025. Its provision coverage ratio was 197.81%, down 2.91 percentage points from the end of 2025.
Why this event matters
The event has a measured impact on 1 industry. The strongest current signal is positive for Commercial Banks, with intensity 60/100 and 80% confidence over a short term horizon.
Impact figures are analytical estimates that combine direction, intensity, confidence and event importance. They are not investment advice.