SPD Bank H1 Revenue RMB 93.8 Billion, Net Profit RMB 30.95 Billion, NIM Rebounds
Shanghai Pudong Development Bank reported first-half 2026 revenue of RMB 93.777 billion, up 3.55% year on year, and net profit attributable to shareholders of RMB 30.951 billion, up 4.08%. Total assets reached RMB 10.405 trillion at end-June, up 3.21% from end-2025. The non-performing loan ratio improved to 1.25%, while the provision coverage ratio stood at 197.81%. Net interest margins rebounded across several major banks in the period.
On August 31, Shanghai Pudong Development Bank (SPD Bank) held its interim 2026 results briefing. According to the half-year report, the bank generated operating revenue of RMB 93.777 billion in the first half of 2026, up 3.55% year on year, while net profit attributable to the parent company reached RMB 30.951 billion, an increase of 4.08%.
As of the end of June, the SPD Bank group's total assets stood at RMB 10.405355 trillion, up 3.21% from the end of 2025. The non-performing loan ratio was 1.25%, down 0.01 percentage point from the end of 2025, and the provision coverage ratio was 197.81%.
During the first half of 2026, net interest margins at SPD Bank, China Everbright Bank, Bank of Communications, Bank of China, China Construction Bank, and Industrial and Commercial Bank of China all rebounded compared with the full-year 2025 levels.
Why this event matters
The event has a measured impact on 1 industry. The strongest current signal is positive for Commercial Banks, with intensity 60/100 and 80% confidence over a short term horizon.
Impact figures are analytical estimates that combine direction, intensity, confidence and event importance. They are not investment advice.