Zijin Rural Commercial Bank Reports 2026 Interim Results with RMB 297.24 Billion in Assets
Zijin Rural Commercial Bank released its 2026 interim report on August 28, showing total assets of RMB 297.24 billion, up 2.37% from the start of the year. Net profit reached RMB 943 million, a 3.33% increase year-on-year. The non-performing loan ratio improved to 1.33%.
Zijin Rural Commercial Bank published its 2026 semi-annual report on the evening of August 28. As of the end of the reporting period, the bank's total assets stood at RMB 297.24 billion, an increase of RMB 6.89 billion, or 2.37%, from the beginning of the year.
Deposits reached RMB 229.45 billion, up RMB 4.95 billion, or 2.20%, from the start of the year. Loans totaled RMB 200.08 billion, an increase of RMB 5.17 billion, or 2.65%.
During the reporting period, the bank recorded a net profit of RMB 943 million, up RMB 30 million, or 3.33%, year-on-year. In terms of asset quality, the five-category non-performing loan ratio was 1.33% at the end of the period, down 0.02 percentage points from the beginning of the year.