Bank Half-Year Reports Show Surge in Token Consumption as AI Moves to Full Deployment

As artificial intelligence becomes increasingly embedded across the full chain of banking operations, token consumption has emerged as a key quantitative indicator of the scale and activity of AI applications, and has now appeared in the half-year reports of listed banks. Disclosed data from Industrial and Commercial Bank of China, China Merchants Bank, and Ping An Bank show that AI applications in the banking sector have moved from technical exploration to full-scale deployment.

As application scenarios deepen and expand, token consumption has grown explosively, reflecting that large language models have transitioned from the pilot-testing stage to high-frequency production use.