China Banking Association Issues 2026 Report on Consumer Finance Firms: Total Assets Reach RMB 1.48 Trillion
The China Banking Association released its 2026 report on consumer finance companies, showing that as of end-2025, 31 licensed firms held total assets of RMB 1.48 trillion, up 7.18% year-on-year, and loan balances of RMB 1.43 trillion, up 6.85%. In 2025, firms issued RMB 5.24 trillion in personal consumption loans to 581 million customers, launching 255 new tailored products worth RMB 278.6 billion that benefited 38.3 million people.
The China Banking Association has published its 2026 Development Report on China's Consumer Finance Companies. The report indicates that as of the end of 2025, there were 31 consumer finance companies in the country, with total assets reaching RMB 1.48 trillion, representing a year-on-year increase of 7.18%. Loan balances stood at RMB 1.43 trillion, up 6.85% from the previous year.
During 2025, consumer finance companies issued a total of RMB 5.24 trillion in personal consumption loans, serving 581 million customer visits. The sector introduced 255 new specialized products, generating additional lending of RMB 278.6 billion, which reached 38.3 million customers.
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