Beijing Financial Loan Balance Nears RMB 7 Trillion Across Five Priority Sectors

On September 11, 2026, at the 2026 China International Fair for Trade in Services, the People's Bank of China Beijing Branch, the Beijing Financial Regulatory Bureau, the Beijing Securities Regulatory Bureau, and the Beijing Municipal Party Committee Financial Office jointly released the Report on the Development of the Capital's Five Priority Financial Sectors (2026). By the end of 2025, Beijing's loan balance across the five priority financial sectors stood at nearly RMB 7 trillion, accounting for nearly 50% of all loans. Of this, the technology loan balance exceeded RMB 4 trillion. At the end of 2025, among Chinese-funded banks in Beijing, more than 50% had established technology finance departments; more than 60% had formulated special policies on non-performing loan tolerance and due diligence exemption for technology credit; more than 70% had introduced special assessment and incentive measures for technology credit; and more than 80% had established dedicated risk control mechanisms such as specialized technology credit reviewers and green approval channels. In 2025, Beijing's equity investment amounted to RMB 171.08 billion, up 64.1% year on year.

In green finance, by the end of 2025, Beijing's green loan balance reached RMB 2.4 trillion, up 12.2% year on year. By the end of 2025, the Beijing carbon market had operated steadily for 12 years, with cumulative trading volume exceeding 64 million tonnes and turnover of RMB 3.7 billion. The average online transaction price of allowances rose from RMB 50 per tonne in 2013 to RMB 106 per tonne. In inclusive finance, driven by Beijing's coordination mechanism for supporting small and micro enterprise financing, all districts and banks visited a cumulative 1.19 million small and micro enterprises and self-employed individuals, issuing a small and micro enterprise loan balance of RMB 674.2 billion. In December 2025, the weighted average interest rate on newly issued inclusive small and micro loans in Beijing was 3.72%, down 41 basis points year on year.

In pension finance, through the relending policy for service consumption and elderly care, by the end of 2025, Beijing had issued a pension industry loan balance of RMB 3 billion that met the policy's supported areas, driving the city's pension industry loan growth rate above 70%. By the end of 2025, more than 65% of self-service terminals in Beijing had completed age-friendly renovations, and nearly 98% of bank branches offered green channels for elderly payment services. Beijing managed 182 pension industry concept-themed funds, with a scale of RMB 527.409 billion.

In digital finance, at the end of 2025, the city's digital economy loan balance exceeded RMB 800 billion, up 7.6% year on year. Relying on the Data Innovation Application Laboratory of the People's Bank of China Beijing Branch, the Chuangxinrong platform had accumulated 3 million calls. By the end of 2025, it had issued more than RMB 160 billion in credit loans to over 40,000 small and micro enterprises, up 80% year on year. By the end of 2025, Beijing had opened a cumulative 20.29 million personal digital RMB wallets, with cumulative transaction value of RMB 377.2 billion and 570 million transactions.