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Shanghai Science Commission and PBOC Shanghai Branch Issue Guidelines for Innovation-Score Loan

Published: Updated: By 24TopNews Editorial Desk

On September 12, 2026, the 2026 Pujiang Innovation Forum results release conference—the science-industry integration ecosystem seminar—was held. The Shanghai Municipal Science and Technology Commission, together with the People's Bank of China Shanghai Branch, jointly issued the "Shanghai Science and Technology Innovation Score Loan" working guidelines, guiding financial institutions to focus on key links in the technological innovation chain and to innovate sci-tech finance products. Representatives of six partner banks—Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Shanghai Pudong Development Bank, and Bank of Shanghai—simultaneously launched pre-credit authorization models for the "Shanghai Science and Technology Innovation Score Loan."

24TOPNEWS IMPACT INTELLIGENCE

Why this event matters

The event has a measured impact on 4 industrys. The strongest current signal is positive for State-owned Banks, with intensity 40/100 and 70% confidence over a short term horizon.

Financials · 14.1

State-owned Banks

Direction
positive
Intensity
40
Confidence
70%
Horizon
Short term
Effective impact +15
Financials · 14.2

Commercial Banks

Direction
positive
Intensity
40
Confidence
70%
Horizon
Short term
Effective impact +15
Financials · 14.3

Regional Banks

Direction
positive
Intensity
35
Confidence
65%
Horizon
Short term
Effective impact +13
Financials · 14.11

Financial Technology

Direction
positive
Intensity
30
Confidence
60%
Horizon
Medium term
Effective impact +10

Impact figures are analytical estimates that combine direction, intensity, confidence and event importance. They are not investment advice.