National Student Loans Reach 695.8 Billion RMB, Benefit 30 Million; Undergraduate Cap Raised to 20,000 RMB
China's national student loan program has disbursed a cumulative 695.8 billion RMB by the end of 2025, benefiting over 30 million students, according to a Ministry of Education press conference on July 28. The program operates with a dual-track model of home-origin loans as the main channel and campus loans as a supplement. Since 2012, the maximum loan amount has been raised four times, from an initial 6,000 RMB per year to the current 20,000 RMB for undergraduates and 25,000 RMB for graduate students.
- Effective
- +6
- Intensity
- 20
- Confidence
- 80%
- Horizon
- Long term