RMB Real Estate Loan Balance Falls 4.9% in First Half of 2026, Down 1.23 Trillion Yuan
As of end-June 2026, RMB real estate loans outstanding stood at 50.74 trillion yuan, down 4.9% year-on-year, with a net reduction of 1.23 trillion yuan in the first half. Development loans fell 8.5% to 12.65 trillion yuan, decreasing by 540.2 billion yuan, while personal housing loans dropped 3.8% to 36.29 trillion yuan, down 716.3 billion yuan.
- Effective
- -16
- Intensity
- 75
- Confidence
- 85%
- Horizon
- Medium term